Areas of Practice

Comprehensive Financial Planning

 

Our financial planning services involve:

Meeting and Consultation.
Establish our relationship to develop a better understanding of your goals and passions and ensure you feel comfortable with my offerings. 

Gathering and Reviewing Information.
Obtain qualitative and quantitative information concerning your personal and financial circumstances and address any incomplete information.

Identifying and Selecting Goals.
Define specific goals that can be measured and prioritized.

Analysis and Evaluation.
Review current courses of action including advantages and disadvantages and then assess alternative actions.

Developing and Collaborating.
Recommend courses of action, assumptions and estimates, objective basis, timing and priority, and determining if the recommendation is independent or interdependent to other recommendations, such as having a separate goal to fund a grandchild's education compared to your retirement fund.

Presenting and Implementing.
Present recommendations, establishing responsibilities, and services provided and providers used. The basis for recommended actions developed. Reviewing client modifications desired.

Monitoring and Progression.
Continuous monitoring of progress, reassessing qualitative and quantitative information and updating goals, recommendations, and additional implementations.

Project-Based Financial Planning

 

Pick a goal you want to be achieved. We will work to develop a personalized solution for your need.

Select a topic such as:

  • Education Planning (Student Loan Payoff, Child Education Fund)

  • Cash Flow Review (Budget Review, Emergency Fund Planning, Debt Pay-Down, Mortgage Review)

  • Business Retirement Plan Review (Setting Up Retirement Plans Such As SIMPLE & SEP IRA's and Self 401(K))

  • Goal Based Planning (Wedding, RV/Trailer, Travel, Vacation Property, Home Improvement)

  • Investment Review (Proper allocation, Portfolio Analysis)

  • Estate Review (Estate Documents, Trust Review)

Investment Management

 

When you work with us, we will:

Have a risk management strategy built for your goals.
We are continually monitoring the portfolio investments for movement in economic events, interest rates, political circumstances, and other risks. We seek to provide the lowest expected risk for the highest expected returns.

Develop an overview of all of your investments to ensure diversification.
Having an overview of all of your personal savings, retirement plans, and other investments will allow us to the highest level of holistic planning, and develop the greatest diversification to ensure you are achieving the highest possible expected return to risk.

Visualize your investments potential growth to reach your objectives.
Using Proprietary Tools and Models, TD Ameritrade, and other analytical tools we can create numerous hypothetical situations to help you tailor your objective so that you are in full-control of your assets. 

Business Offerings

 

The benefits of establishing a retirement plan:

Attract and retain better employees and reduce new training costs.
Offering additional benefits to your business can help people decide to apply or accept their job offer. Businesses are always looking to attract more talent and having a competitive benefits package can help you retain your current employees who may be seeking other options.

Giving employees more opportunities to improve their financial security.
Many employees have already maximized their spending for their income so saving additional funds for their retirement seems beyond their means. By establishing a retirement plan they begin to understand the importance of saving and investing in their future.

Employer contributions are tax-deductible.
Workplace retirement plans allow you to deduct the contributions you pay yourself and your employees through the business and could reduce your current personal tax liability (depending on account type) by your contributions.